A Journey Rooted in Epiphany, Discernment, and Faith

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There are moments in life that feel like they carry more weight—moments when something shifts, and we realize we're not just living, but being led.

The Wisdom Ratio was born in one of those moments for me.

It didn’t start as a project or a brand. It started as an epiphany—one of those rare flashes of insight that feel like more than your own thoughts. For years, I had been striving (though often subconsciously) to align my decisions, priorities, and rhythms with something deeper… something eternal. I was searching for a framework—both spiritual and practical—that could guide how I live, work, give, and grow.

Then, seemingly out of nowhere, it surfaced: a name, a phrase, a calling—The Wisdom Ratio.

It was more than a title. It was a spiritual lens:

  • Am I measuring life by the values that truly matter?

  • Am I cultivating God’s wisdom in how I make decisions?

  • Am I surrendering my plans to a higher purpose—one rooted in truth, love, and clarity?

In that moment, I recognized something holy. It was my own “burning bush” moment—God was not just prompting me to think differently, but to step forward with courage and purpose.

This website exists because of that moment.

The Wisdom Ratio is a space to explore what it means to live wisely in a noisy world. Through blogs, reflections, and maybe even a newsletter one day, I’ll be sharing insights from Scripture, real-world decisions, financial stewardship, leadership, and everyday spiritual discernment. My hope is that it encourages you to pause, reflect, and ask your own version of the question:

“What am I using to measure a life well lived?”

You’ll also find reflections on my own journey—moments of joy and loss, clarity and confusion, success and surrender. I believe that true wisdom is not found in having all the answers, but in learning to ask better questions, anchored in trust and grace.

Thank you for being here. My prayer is that this space blesses you with something more than insight—may it offer wisdom, direction, and maybe even a spark of calling.

Welcome to The Wisdom Ratio.

My Journey of Transformation: From Self-Made to Christ-Shaped

The Sacred Gift of the Heart Attack


How one life-altering crisis shattered my illusions and opened my heart to grace.

I used to believe I was self-made. Raised in a successful family, educated at a top boarding school in India, and later in New York where I earned my MBA, I had built what looked like an impressive life—on paper. I was disciplined, high-achieving, and deeply independent. I carried an unspoken pride in my ability to strategize, execute, and excel. And for a long time, that illusion worked.

Until it didn’t.

On April 29, 2013, I had a heart attack.

Not a scare. Not a warning sign. A full-blown, life-changing, flesh-and-blood crisis. I needed three stents. My ejection fraction dropped so low that it stunned even my doctors. The event reshaped not only my physical body, but the landscape of my soul.

But what makes this story sacred is not the emergency room or the medical drama. It was the presence I felt while lying in the ICU.

I was wearing a cross—not as a profession of faith at the time, but perhaps as a symbol of hope, or beauty, or some echo of something I hadn't yet understood. But in that room, in that moment, I felt the presence of Jesus. And with Him came peace—not the peace of good news or positive outcomes, but a peace that had nothing to do with circumstances at all. It was deep. Quiet. Complete.

I had spent my life thinking I needed to control outcomes. That success came from optimization, that rest was earned, that vulnerability was weakness. But suddenly, I realized I was not the master of my fate. And strangely—miraculously—I didn’t feel fear. I felt... held.

That was the beginning.

From Shattered Illusions to Anchored Faith

The heart attack stripped me of the illusion of control. And it gave me a sacred invitation: to live differently. Not recklessly, but honestly. Not reactively, but rooted in trust. I began to ask deeper questions:

  • What is truly worth my time?

  • Who am I when I'm not performing?

  • What legacy do I want to leave?

And over time, this reflection gave birth to what I now call The Wisdom Ratio—a framework for decision-making and discernment built not just on data, but on intuition and faith. It emerged not from ambition, but from surrender. It was my version of a burning bush moment, where God didn’t ask me to “do more” but to “be more”—more available, more grounded, more aligned.

Pain as an Invitation, Not a Punishment

It’s tempting to see illness as interruption or punishment. But I now believe God sometimes uses pain not to harm us, but to awaken us. The heart attack did not just weaken me—it refined me. It forced me to slow down. To examine. To listen.

It made space for grace.

And in that grace, I discovered a God who doesn’t require perfection, but presence. A Savior who meets us not at the peak of our performance, but in our moments of deepest vulnerability.

Closing Reflection

If you’ve been through something that broke your stride—be it illness, grief, betrayal, or failure—know this:

It might be your sacred turning point.

It may be the doorway to grace.

And if it is, don’t rush past it. Don’t patch it up too quickly. Sit with it. Listen. Let it speak.

Sometimes, what looks like a breaking is really a beginning.

Mine came on April 29, 2013.

And though I wouldn’t wish that moment on anyone—I now call it a gift.